Roofing & Openings
Shingles, metal, tile, underlayment, flashing, windows, doors, and storm-created openings.
Florida Claims We HandleFlorida
Florida
Hurricane damage reaches far beyond
the roof.
Hurricanes combine extreme wind, wind-driven rain, debris impact, prolonged water intrusion, and widespread damage. UCAG documents how the entire event affected your property. Our licensed Florida public adjusters apply this process to property losses throughout the state.
20+ YearsInsurance Claims
Experience
Experience
Multi-StateRepresentation
$50 Million+Recovered
No RecoveryNo Fee
Complete claim documentation
Every affected part of the loss deserves attention.
A hurricane claim can involve roofing, exterior openings, structural movement, interior water damage, contents, debris removal, additional living expenses, and business interruption.
Wind and water damage often overlap. We establish a timeline, document each affected area, and examine how the policy treats wind, rain, openings, deductibles, and excluded flood or surge.
What a complete review may include
The damage may extend beyond what is immediately visible.
Applicable coverage depends on the cause of loss, the policy, and the documented facts.
Wind-Driven Rain
Interior water intrusion associated with wind damage and compromised building components.
Structural Damage
Framing, trusses, walls, foundations, and movement caused by extreme forces.
Contents & Interiors
Finishes, furnishings, appliances, inventory, and personal or business property.
Temporary Expenses
Qualifying housing, mitigation, storage, debris removal, and extra expenses.
Business Losses
Physical damage, interrupted operations, lost income, and continuing expenses.
Flood and storm-surge coverage may be separate from a standard property policy. We review each applicable policy and do not assume every form of water damage is covered.
Cause. Scope. Documentation.
The details determine how the claim should be presented.
Wind and water damage often overlap. We establish a timeline, document each affected area, and examine how the policy treats wind, rain, openings, deductibles, and excluded flood or surge.
We review the available policy and evidence before explaining what appears supportable. We do not assume coverage, promise a result, or force every loss into the same template.
View All Claim Types →Could your claim be incomplete?
Watch for these warning signs.
Only the roof surface was inspected while interior damage remains unaddressed.
The estimate treats storm damage as isolated repairs instead of a connected loss.
Wind and water damage were grouped together without a documented cause analysis.
Emergency work, debris removal, contents, or temporary expenses were omitted.
A hurricane deductible or exclusion was applied without a clear explanation.
The file was closed before hidden moisture or structural concerns were evaluated.
The UCAG approach
We build the claim around the evidence.
Policy Review
We identify relevant coverages, limits, deductibles, duties, and deadlines.
Damage Inspection
We document affected areas, related damage, and items requiring further evaluation.
Claim Preparation
We organize estimates, photographs, inventories, reports, and supporting records.
Carrier Advocacy
We present the claim, answer questions, and negotiate disputed scope and value.
UCAG does not guarantee coverage or a particular outcome. Every claim depends on its policy, facts, documentation, deadlines, and applicable law.
A free service for every policyholder
Know What Your Policy Covers Before You Need It
You do not need an active claim to ask for help. We offer a free policy review to explain important strengths, limitations, deductibles, and exclusions in plain language.
- Review an existing home or commercial policy
- Compare multiple policies while shopping for coverage
- Request a written summary after your consultation
Free Policy Review
Insurance companies understand every line of your policy. You should too.
Schedule a complimentary call with our team. There is no obligation and no claim is required.
Schedule My Free Review →You Pay Nothing
Unless We Win.
Schedule your free consultation today.
✓No Fees Unless
We Win▣No Obligation
Case Review◎100% Focused on Maximizing
Your Recovery
We Win▣No Obligation
Case Review◎100% Focused on Maximizing
Your Recovery
▣ Schedule Your
Free Consultation☎ (727) 579-0000Florida Mailing Address
PO Box 55369
St. Petersburg, FL 33732
Free Consultation☎ (727) 579-0000Florida Mailing Address
PO Box 55369
St. Petersburg, FL 33732