(405) 856-8008
Claims We Handle

Property damage is rarely
just one repair.

A covered loss can affect the structure, interior, contents, and your ability to live or operate normally. UCAG documents the complete loss—not just the most obvious damage.

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20+ YearsInsurance Claims
Experience
Multi-StateRepresentation
$50 Million+Recovered
No RecoveryNo Fee
Residential and commercial property claims

The whole loss must be understood before it can be valued.

Property damage claims often involve more than a single cause, room, or trade. A damaged roof may lead to water intrusion. Water can affect insulation, electrical systems, finishes, personal property, and indoor conditions. Business losses can also interrupt operations and create extra expenses.

UCAG reviews the policy, inspects the affected property, identifies all related damage, and organizes the evidence required to present a complete claim.

What a complete review may include

Property damage can reach every part of the loss.

Applicable coverage depends on the cause of loss, the policy, and the documented facts.

01

Roof & Exterior

Roofing systems, siding, gutters, windows, doors, exterior finishes, and attached structures.

02

Interior Damage

Ceilings, walls, flooring, cabinetry, finishes, built-ins, and damage hidden behind surfaces.

03

Structural Components

Framing, foundations, load-bearing elements, trusses, and other structural systems.

04

Personal Property

Furniture, appliances, electronics, clothing, equipment, inventory, and other contents.

05

Additional Expenses

Qualifying temporary housing, extra operating expenses, mitigation, storage, and related costs.

06

Commercial Property

Buildings, tenant improvements, equipment, stock, income interruption, and extra expense.

Many causes. One complete claim.

We trace the damage back to the loss.

Property damage may result from wind, hail, fire, smoke, water, burst pipes, falling objects, vandalism, theft, vehicle impact, severe weather, or another covered event. The cause matters because policies contain different coverages, exclusions, limits, and deductibles.

We do not assume every visible condition is covered. We investigate what happened, connect related damage to the event, and explain what the policy and evidence support.

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Could your claim be incomplete?

Watch for these warning signs.

01

The estimate leaves out rooms, materials, or damaged components.

02

Repair pricing does not reflect the work actually required.

03

The carrier blames wear, maintenance, or a prior condition without addressing the loss.

04

Only visible surface damage was considered while hidden damage remains uninvestigated.

05

Contents, code upgrades, debris removal, or additional expenses were overlooked.

06

The claim was closed before all damage and costs were fully documented.

The UCAG approach

We build the claim around the evidence.

1

Policy Review

We identify relevant coverages, limits, deductibles, duties, and deadlines.

2

Damage Inspection

We document affected areas, related damage, and items requiring further evaluation.

3

Claim Preparation

We organize estimates, photographs, inventories, reports, and supporting records.

4

Carrier Advocacy

We present the claim, answer questions, and negotiate disputed scope and value.

UCAG does not guarantee coverage or a particular outcome. Every claim depends on its policy, facts, documentation, deadlines, and applicable law.

A free service for every policyholder

Know What Your Policy Covers Before You Need It

You do not need an active claim to ask for help. We offer a free policy review to explain important strengths, limitations, deductibles, and exclusions in plain language.

  • Review an existing home or commercial policy
  • Compare multiple policies while shopping for coverage
  • Request a written summary after your consultation
Free Policy Review

Insurance companies understand every line of your policy. You should too.

Schedule a complimentary call with our team. There is no obligation and no claim is required.

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You Pay Nothing
Unless We Win.

Schedule your free consultation today.

No Fees Unless
We Win
No Obligation
Case Review
100% Focused on Maximizing
Your Recovery
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(405) 856-8008
Corporate Mailing Address
3033 NW 178th Street, Suite B-131
Edmond, OK 73012