Identity
Specific descriptions, brands, models and serial numbers.
Claims We HandleTheft
Theft
Make every missing item count in the record.
A theft loss can include missing property and damage caused during entry. Ownership records and inventories help document what is being claimed.
20+ YearsInsurance Claims
Experience
Experience
Multi-StateRepresentation
$50 Million+Recovered
No RecoveryNo Fee
Understand your claim
An inventory is more than a total dollar amount.
A theft claim benefits from a clear list of missing property and the records supporting ownership and value. Keep damage caused during entry separate from the items taken, and update the inventory if property is recovered.
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See the whole claim
Identity. Ownership. Value.
Ownership
Receipts, photographs, statements or other available records.
Value
Age, condition, purchase information and comparable replacements.
Start here
Your next steps.
- 1
Put safety first
Stay clear if someone may still be inside and contact authorities.
- 2
Keep the incident record
Save the report number and relevant communications.
- 3
List items carefully
Separate confirmed missing items from those still being checked.
- 4
Support and update the list
Attach available records and report recovered property.
A closer look
What belongs in a missing-item inventory?
Use what is known and clearly label estimates or details that still need verification.
- Description
- Item, quantity, make, model and distinguishing details.
- Ownership record
- Receipt, prior photograph, registration or other supporting record.
- Age and condition
- Purchase date if known and condition before the event.
- Status
- Missing, located, recovered or still being verified.
Build a clear record
What should you document?
Incident information and entry damage
Descriptions, receipts, serial numbers, and photos of missing items
Policy limits or special conditions for particular categories of property
Protect people first and follow emergency instructions. Coverage, exclusions, deductibles, duties, and deadlines depend on the policy and applicable rules. A loss does not automatically establish coverage.
How UCAG helps
The policy. The damage. The documentation.
UCAG reviews the available policy and claim records, documents the reported loss, and helps policyholders understand disputed scope and payment questions. A review can address a new, denied, underpaid, delayed, or closed claim.
Look up claim terms → · Compare roofing types → · Browse all claims →
Preparedness & prevention
Make access harder. Keep ownership records.
Use several practical security measures together rather than relying on one device.
Lock doors and windows
Check exterior locks and the security of sliding doors. Keep emergency exits usable.
Control keys and access
Avoid hiding spare keys outside. Review who has keys or access codes when occupancy changes.
Use lighting thoughtfully
Light entry points and avoid landscaping that conceals them. Consider alarms or cameras suited to the property.
Record valuable items
Keep photos, serial numbers and purchase records in a secure backup. These records help identify property if it is stolen.
If you return to signs of a break-in, stay outside and contact police. Do not confront someone or enter to investigate.
Safety guidance & further reading
Straightforward answers
Common questions.
What if I do not have every receipt?
Gather the records you do have, such as earlier photos, account statements or product registrations. Ask what additional documentation the insurer requires.
Does one contents limit cover every item equally?
Not always. Some categories may have special limits or require scheduled coverage. Check the policy for the particular items claimed.
Should I estimate one amount for an entire room?
An itemized list is more useful. Include quantities and specific descriptions so the estimate can be reviewed.
Further reading: NAIC: Home inventory. State-specific guidance applies in its stated jurisdiction. Your policy and circumstances determine coverage.
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Free Consultation☎ (405) 856-8008Corporate Mailing Address
3033 NW 178th Street, Suite B-131
Edmond, OK 73012
Free Consultation☎ (405) 856-8008Corporate Mailing Address
3033 NW 178th Street, Suite B-131
Edmond, OK 73012