UCAGUnited Claims
Advocate GroupPublic Adjusters. Policyholder Advocates.
☎(405) 856-8008Free Consultation▣ Schedule Your
Free Consultation
☎ (405) 856-8008

★★★★ Defending American policyholders

We fight forwhat you’reowed.

Insurance companies have teams of adjusters. Why don’t you?

▦Schedule Your
Free Consultation♢ How Can We Help?
!

Denied. Underpaid. Not Fair.

We can help.

We help policyholders with new, denied, underpaid, and closed claims.

Start My Free Claim Review →We only get paid when you do.
No recovery, no fee.
20+ YearsInsurance Claims
Experience
Multi-StateRepresentation
$50 Million+Recovered
No RecoveryNo Fee

How We Help You

1

We review your situation

We review your policy, damage, and claim status.

2

We build your case

We document the damage and prepare your claim.

3

We advocate for you

We advocate for your best interests throughout the claim.

4

You receive your recovery

Our goal is to maximize your claim recovery.

We handle the claims insurance companies don’t want to pay

⌂

Property Damage

Fire, water, wind, hail & structural damage

◆

Water Damage

Leaks, burst pipes, flood & hidden damage

≋

Wind & Hail Damage

Roof, siding, windows & structural damage

▣

Business Interruption

Lost income & extra expense claims

▲

Fire & Smoke Damage

Structural damage & smoke cleanup

⚒

And More

Vandalism, theft, mold & more

Policyholders reviewing an insurance claim decisionDefending American Policyholders
About United CAG

Experience Built on Both Sides of the Claim

Bay Area Public Adjuster was founded in Florida in 2015 and expanded into Texas in 2024. That growth revealed a much larger need for experienced policyholder representation across the country—and United Claims Advocate Group was born.

Bay Area Public Adjuster, Inc. does business as United Claims Advocate Group. The name is broader, but the people, experience, and commitment remain the same.

2015Florida founding2024Texas expansion2025United CAG launched
A free service for every policyholder

Know What Your Policy Covers Before You Need It

You do not need an active claim to ask for help. We offer a free policy review to explain important strengths, limitations, deductibles, and exclusions in plain language.

  • Review an existing home or commercial policy
  • Compare multiple policies while shopping for coverage
  • Request a written summary after your consultation
Free Policy Review

Insurance companies understand every line of your policy. You should too.

Schedule a complimentary call with our team. There is no obligation and no claim is required.

Schedule My Free Review →
Real results.

Real People.

These published claim outcomes show what changed after our team became involved.

View Results & Testimonials →
Wind Damage
Original Payment
$389.50
New Money Recovered
$110,000.00
Dwelling & Mold Damage
Original Payment
Denied
New Money Recovered
$221,444.45
Wind Damage
Original Payment
$34,107.99
New Money Recovered
$270,719.52

All featured results are reopened claims originally filed without our representation. New money recovered reflects funds obtained after our involvement. Results vary by claim.

Verified Google Reviews

Reviews of Our Team

These reviews were originally submitted for Bay Area Public Adjuster, Inc., which does business as United Claims Advocate Group.

★★★★★

“I hired Bay Area Public Adjusters to help with my roof claim because my insurance company kept denying coverage and giving me the runaround.”

…more

Once they were on board, they took over the fight and all the stress I was feeling was lifted off of me. They tripled my insurance payment award to completely cover all costs of replacing my roof and new roof decking, as well as the cost of an engineer. They saved my sanity in dealing with my insurance company, and I would highly recommend their services to anyone fighting their insurance company!

Lisa Cart · Google Review
★★★★★

“Bay Area PA saved me when my insurance company wouldn’t even pay for a fourth of the required repairs.”

…more

Walter kept us in our family home. Truly, without him we genuinely would have had to abandon our home if the repair funds hadn’t come in time for the next storms. They care about doing the right thing here.

Elijah Andrews · Google Review
★★★★★

“Bay Area Public Adjusters are the best in Florida. They helped my family navigate our insurance claim after the insurance agency first gave us a low-ball offer.”

…more

BAPA got us three times the amount initially offered, and they dealt with the insurance agency so we could get on with our lives.

Melissa Mickey · Google Review
Licensed representation

Serving Policyholders in Five States

Choose the state where the damaged property is located.

Property located elsewhere? Contact us for a no-obligation review. We will tell you honestly whether we can help.

Policyholder Resources

Clear Answers Before You Make a Decision

01

What Is a Public Adjuster?

Learn who public adjusters represent and how they document and negotiate property claims.

Learn More →
02

What to Do After Property Damage

Practical first steps for protecting the property, documenting damage, and preserving your claim.

Learn More →
03

Understanding Your Insurance Policy

A plain-language guide to deductibles, limits, exclusions, and the coverage questions worth asking.

Learn More →
Frequently Asked Questions

Questions Are Free.
So Are Honest Answers.

If you are unsure whether you have a claim—or whether your insurer handled it correctly—start with a conversation.

Ask About My Situation →
What is a public adjuster?+

A public adjuster is a licensed insurance professional who represents the policyholder—not the insurance company—in preparing, documenting, and negotiating a property claim.

When should I contact UCAG?+

As early as possible after discovering damage. We can also review a denied, underpaid, delayed, or closed claim to explain the available options.

How does UCAG get paid?+

We only get paid when you recover money through the claim. No recovery means no fee. The applicable agreement and state rules will be explained before representation begins.

Can you review my policy if I do not have a claim?+

Yes. Our free policy review is available to anyone, including property owners comparing multiple policies before purchasing coverage.

Do you represent homeowners and businesses?+

Yes. We assist residential, commercial, rental, and vacation-property owners with covered property losses.

You Pay Nothing
Unless We Win.

Schedule your free consultation today.

✓No Fees Unless
We Win▣No Obligation
Case Review◎100% Focused on Maximizing
Your Recovery
▣ Schedule Your
Free Consultation☎ (405) 856-8008
Corporate Mailing Address
3033 NW 178th Street, Suite B-131
Edmond, OK 73012