Roofing
Material, condition, inspection findings and repairability.
Claims We HandleHail
Hail
Every impact matters.
Hail effects depend on the material and conditions. A qualified inspection can help distinguish storm damage from wear or other causes.
20+ YearsInsurance Claims
Experience
Experience
Multi-StateRepresentation
$50 Million+Recovered
No RecoveryNo Fee
Understand your claim
A roof deserves a closer look.
UCAG uses detailed inspection methods to identify hail damage that may be overlooked. A hail review connects the storm, the affected materials, and the proposed repairs. Ground-level observations can help identify areas for a qualified inspection; they do not replace that inspection.
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See the whole claim
Three parts of a clear record.
Exterior
Gutters, downspouts, siding, screens and other affected surfaces.
Record
Storm date, photographs, estimates and insurer findings.
Start here
Your next steps.
- 1
Wait out the storm
Stay sheltered until the severe weather threat has passed.
- 2
Observe from safety
Photograph visible effects from safe ground-level locations.
- 3
Arrange an inspection
Leave roof access and material assessment to qualified professionals.
- 4
Compare the findings
Organize inspection photos and the estimate alongside the insurer’s explanation.
Build a clear record
What should you document?
Dated storm information and photographs
Roofing, gutters, siding, screens, and other impacted surfaces
Inspection findings, repairability, and relevant cosmetic-damage provisions
Protect people first and follow emergency instructions. Coverage, exclusions, deductibles, duties, and deadlines depend on the policy and applicable rules. A loss does not automatically establish coverage.
How UCAG helps
The policy. The damage. The documentation.
UCAG reviews the available policy and claim records, documents the reported loss, and helps policyholders understand disputed scope and payment questions. A review can address a new, denied, underpaid, delayed, or closed claim.
Look up claim terms → · Compare roofing types → · Browse all claims →
Preparedness & prevention
Prepare for impacts before the warning.
You cannot stop hail, but you can reduce exposure and make informed material choices.
Plan your roofing choice
When reroofing, compare tested impact-resistant products with a qualified roofer. Review installation requirements and local suitability.
Shelter movable property
Move vehicles and vulnerable outdoor belongings under substantial cover before the storm, if there is safe time.
Keep the exterior maintained
Address loose or deteriorated components before severe weather rather than waiting for a hail warning.
Stay away from glass
Use a sheltered interior area during the storm. Do not step outside to collect hailstones or take photos.
Impact-resistant does not mean hail-proof. Protection depends on the product, installation, condition and severity of the storm.
Safety guidance & further reading
Straightforward answers
Common questions.
Do dents mean the entire roof needs replacement?
Not by themselves. The roofing material, condition, extent of the loss, repairability and policy terms need review. Avoid a conclusion based only on a few visible marks.
Why photograph gutters and screens?
They can help document the condition after a storm. Each affected surface still needs its own assessment; an impact on one material does not establish the condition of another.
What if the insurer calls it cosmetic?
Keep the written explanation and the relevant policy language. Ask the inspecting professional to document what was observed and why it affects the proposed scope of work.
Further reading: National Weather Service: Severe thunderstorm safety. State-specific guidance applies in its stated jurisdiction. Your policy and circumstances determine coverage.
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Free Consultation☎ (405) 856-8008Corporate Mailing Address
3033 NW 178th Street, Suite B-131
Edmond, OK 73012
Free Consultation☎ (405) 856-8008Corporate Mailing Address
3033 NW 178th Street, Suite B-131
Edmond, OK 73012