☎ (405) 856-8008
About United CAG

Built to Advocate for
American Policyholders.

United Claims Advocate Group brings more than 20 years of insurance-claims experience to property owners facing new, denied, delayed, underpaid, and closed claims.

Our Story ↓
20+ YearsInsurance Claims
Experience
Multi-StateRepresentation
$50 Million+Recovered
No RecoveryNo Fee
A policyholder reviewing an insurance claim decisionExperienced advocacy.
Built around YOU.
Our Story

Local Roots.
A Broader Mission.

United Claims Advocate Group (UCAG) helps homeowners and commercial property owners understand their policies, document their losses, and navigate the insurance claim process.

Led by David Crosby and Bryce Nargi—both licensed public adjusters and co-owners—UCAG represents policyholders with new, denied, delayed, underpaid, and closed property claims.

Our roots are in Bay Area Public Adjuster, a small firm built around helping policyholders. As our work expanded beyond the Tampa area and across state lines, the original name no longer reflected the people we were helping or the scope of our mission. We formed UCAG to carry that experience forward under a name that reflects our broader reach.

Some of our earlier reviews and documented claim results identify Bay Area Public Adjuster. We preserve that original attribution so you can see where our experience comes from. Those records are part of our history; they are not presented as work originally performed under the UCAG name.

From a small firm to a team with a national outlook, our purpose remains the same: stand beside policyholders, explain their options, and advocate for the recovery their coverage provides. Services are offered where we hold the required licenses.

Why United Claims Advocate Group exists

Advocacy. Education.
A Shared Purpose.

Insurance can feel complicated precisely when you need clear answers. We want policyholders to understand their options, feel confident asking questions, and know they have somewhere to turn.

01

Stand beside policyholders

We document losses, explain claim decisions, and advocate for the benefits owed under the policy. We bring facts and recommendations to each decision point. It is your claim, and you make the decisions.

02

Share knowledge freely

Our resources are here whether you hire us or not. Clear explanations, practical guidance, and a complimentary consultation can help you understand unfamiliar terms and take the next step with greater confidence.

Explore the resource center →
03

Connect people who care

Our broader mission is to connect experienced claims professionals who share our commitment to policyholders. Greater reach should mean more people can find knowledgeable help, with services provided where appropriately licensed.

Connect with our team →
Who We Represent

We Work for the Policyholder. Period.

The insurance company has adjusters protecting its interests. UCAG represents the person or business that owns the policy. We review the policy, document the loss, prepare the claim, and advocate for the recovery the coverage provides.

We assist homeowners, business owners, rental-property owners, and vacation-home owners. We also offer free policy reviews—even when there is no active claim—so property owners can better understand the strengths and limitations of their coverage.

Meet the Co-Owners

Experienced Leadership.
Policyholder-Focused Purpose.

UCAG was co-founded by David Crosby and Bryce Nargi to bring knowledgeable, determined claim advocacy to property owners across multiple states.

David Crosby, Licensed Public Adjuster and Co-Owner of United Claims Advocate Group
Licensed Public Adjuster & Co-Owner

David Crosby

David has worked in insurance claims since 2004 and has handled more than 15,000 residential and commercial losses across more than 20 states. After years working on the carrier side, he became a public adjuster in 2016. His insurance and construction experience helps UCAG evaluate damage, understand coverage, and advocate for policyholders from initial review through final resolution.

Bryce Nargi, Licensed Public Adjuster and Co-Owner of United Claims Advocate Group
Licensed Public Adjuster & Co-Owner

Bryce Nargi

Bryce brings a background in technology, systems, and cybersecurity—including work supporting the U.S. Department of Defense—to his role as a licensed public adjuster. He entered public adjusting in 2022 and applies the same disciplined problem-solving, communication, and attention to detail to helping policyholders navigate complex property claims.

Experienced professionals. Shared values.

Put Your Claims Experience
to Work for Policyholders.

Do you have hands-on claims experience and a drive to help people? We welcome conversations with experienced professionals across the country who share our approach to clear communication, thorough documentation, and policyholder advocacy.

Adjusting experience

Carrier-side, independent-adjuster, or public-adjusting experience, with a strong understanding of the claim process and the responsibilities of your role.

Estimating and documentation

Experience inspecting losses, preparing detailed estimates, using Xactimate, and supporting scope and pricing with a clear record.

Appraisal experience

Experience with property-insurance appraisals and a clear understanding of the distinct responsibilities of an appraiser and an impartial umpire.

We are seeking established experience rather than entry-level applicants. Tell us about your background, licenses, location, and the work you do best. Any potential role depends on qualifications, licensing requirements, and mutual fit.

Introduce Yourself to UCAG →
A free service for every policyholder

Know What Your Policy Covers Before You Need It

You do not need an active claim to ask for help. We offer a free policy review to explain important strengths, limitations, deductibles, and exclusions in plain language.

  • Review an existing home or commercial policy
  • Compare multiple policies while shopping for coverage
  • Request a written summary after your consultation
Free Policy Review

Insurance companies understand every line of your policy. You should too.

Schedule a complimentary call with our team. There is no obligation and no claim is required.

Schedule My Free Review →
Frequently Asked Questions

Questions Are Free.
So Are Honest Answers.

If you are unsure whether you have a claim—or whether your insurer handled it correctly—start with a conversation.

Ask About My Situation →
What is a public adjuster?+

A public adjuster is a licensed insurance professional who represents the policyholder—not the insurance company—in preparing, documenting, and negotiating a property claim.

When should I contact UCAG?+

As early as possible after discovering damage. We also review a denied, underpaid, delayed, or closed claim to explain the available options.

How does UCAG get paid?+

We only get paid when you recover money through the claim. No recovery means no fee. The applicable agreement and state rules will be explained before representation begins.

Can you review my policy if I do not have a claim?+

Yes. Our free policy review is available to anyone, including property owners comparing multiple policies before purchasing coverage.

Do you represent homeowners and businesses?+

Yes. We assist residential, commercial, rental, and vacation-property owners with covered property losses.

You Pay Nothing
Unless We Win.

Schedule your free consultation today.

✓No Fees Unless
We Win
▣No Obligation
Case Review
◎100% Focused on Maximizing
Your Recovery
▣ Schedule Your
Free Consultation
☎ (405) 856-8008
Corporate Mailing Address
3033 NW 178th Street, Suite B-131
Edmond, OK 73012