☎ (405) 856-8008

Denied. Underpaid. Not fair.

That “no” may not be final.

If your property claim was denied, closed, or underpaid, you may still be owed money. We can review the claim, document the loss, and fight for the settlement your policy provides.

!

Denied. Underpaid. Not Fair.

We can help.

We help policyholders with new, denied, underpaid, and closed claims.

Start My Free Claim Review →We only get paid when you do.
No recovery, no fee.
20+ YearsInsurance Claims
Experience
Multi-StateRepresentation
$50 Million+Recovered
No RecoveryNo Fee

How We Help You

1

We review your situation

We review your policy, damage, and claim status.

2

We build your case

We document the damage and prepare your claim.

3

We advocate for you

We advocate for your best interests throughout the claim.

4

You receive your recovery

Our goal is to maximize your claim recovery.

The claim may still be recoverable

Why a denial isn’t always the end

Insurance companies deny and underpay claims by missing damage, undervaluing repairs, or closing files before all loss is documented. UCAG reviews the decision, gathers the missing evidence, re-estimates the loss, and negotiates with the carrier.

Our proven process

We Handle the Stress.
You Get Results.

Our process is designed to take the burden off your shoulders and pursue the settlement your policy provides.

01☷

Free Case Review

We evaluate your claim at no cost and explain your options.

02⌕

Investigation

We review your policy and gather the evidence others miss.

03♢

Aggressive Advocacy

We negotiate with the insurance company on your behalf.

04$

Maximize Settlement

We fight for the full compensation your policy provides.

We handle the claims insurance companies don’t want to pay

⌂

Property Damage

Fire, water, wind, hail & structural damage

◆

Water Damage

Leaks, burst pipes, flood & hidden damage

≋

Wind & Hail Damage

Roof, siding, windows & structural damage

▣

Business Interruption

Lost income & extra expense claims

▲

Fire & Smoke Damage

Structural damage & smoke cleanup

⚒

And More

Vandalism, theft, mold & more

Real results.

Real People.

These published claim outcomes show what changed after our team became involved.

View Results & Testimonials →
Wind Damage
Original Payment
$389.50
New Money Recovered
$110,000.00
Dwelling & Mold Damage
Original Payment
Denied
New Money Recovered
$221,444.45
Wind Damage
Original Payment
$34,107.99
New Money Recovered
$270,719.52

All featured results are reopened claims originally filed without our representation. New money recovered reflects funds obtained after our involvement. Results vary by claim.

Verified Google Reviews

Reviews of Our Team

These reviews were originally submitted for Bay Area Public Adjuster, Inc., which does business as United Claims Advocate Group.

★★★★★

“I hired Bay Area Public Adjusters to help with my roof claim because my insurance company kept denying coverage and giving me the runaround.”

…more

Once they were on board, they took over the fight and all the stress I was feeling was lifted off of me. They tripled my insurance payment award to completely cover all costs of replacing my roof and new roof decking, as well as the cost of an engineer. They saved my sanity in dealing with my insurance company, and I would highly recommend their services to anyone fighting their insurance company!

Lisa Cart · Google Review
★★★★★

“Bay Area PA saved me when my insurance company wouldn’t even pay for a fourth of the required repairs.”

…more

Walter kept us in our family home. Truly, without him we genuinely would have had to abandon our home if the repair funds hadn’t come in time for the next storms. They care about doing the right thing here.

Elijah Andrews · Google Review
★★★★★

“Bay Area Public Adjusters are the best in Florida. They helped my family navigate our insurance claim after the insurance agency first gave us a low-ball offer.”

…more

BAPA got us three times the amount initially offered, and they dealt with the insurance agency so we could get on with our lives.

Melissa Mickey · Google Review

You Pay Nothing
Unless We Win.

Schedule your free consultation today.

✓No Fees Unless
We Win
▣No Obligation
Case Review
◎100% Focused on Maximizing
Your Recovery
▣ Schedule Your
Free Consultation
☎ (405) 856-8008
Corporate Mailing Address
3033 NW 178th Street, Suite B-131
Edmond, OK 73012